← kat · effective april 4, 2026
These Terms of Service ("Terms") govern your access to and use of kat.ai and any related products, software, features, or services offered by Toasted Inc. ("Toasted," "we," "us," or "our"), including the kat AI assistant and companion product, connected integrations, and autonomous agent features (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use the Service.
You must be at least 18 years old to use the Service. By using the Service, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms. If you are using the Service on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.
Kat is an AI assistant and companion that can maintain persistent memory across conversations, connect to third-party services (e.g., Gmail, Google Calendar, Oura, Spotify), perform autonomous actions on your behalf (e.g., sending emails, scheduling events, making purchases), execute code, and provide personalized responses based on your history and preferences. Features, functionality, availability, and pricing may change at any time, and we are not obligated to release or maintain any particular feature or product.
Some features require an account. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account, including actions taken by kat on your behalf through autonomous agent features. You must provide accurate information and keep it up to date. You agree to notify us immediately of any unauthorized use of your account.
The Service allows you to connect third-party accounts and services (e.g., Google, Oura, Spotify). By connecting an integration, you authorize kat to access, retrieve, and interact with data from that service as necessary to fulfill your requests and provide the features you use. You are responsible for reviewing and understanding the permissions you grant. You may disconnect any integration at any time through the Service's settings.
Kat's use of data received from Google APIs adheres to the Google API Services User Data Policy, including the Limited Use requirements. See our Privacy Policy for details.
Kat can perform actions on your behalf, including but not limited to: sending and replying to emails, creating and modifying calendar events, initiating purchases or transactions, executing code, and interacting with connected third-party services. You are responsible for all actions kat takes on your behalf. You should review kat's proposed actions before confirming them where the Service provides a confirmation step. Kat may occasionally produce unexpected or incorrect results. We strongly recommend reviewing the output of autonomous actions, especially those involving communications to others, financial transactions, or irreversible changes.
The Service may include free and paid tiers. If you subscribe to a paid plan:
When kat initiates a transaction on your behalf (e.g., making a purchase, booking a service, sending a payment), you are the initiating party and the contracting party to that transaction. Toasted is not a party to any transaction between you and a third-party merchant or service provider facilitated by kat. You are responsible for the accuracy of transaction details and for any obligations arising from such transactions.
You may not use the Service to:
We may suspend or terminate your access for violations of this section.
Kat uses artificial intelligence and may generate output that is incomplete, inaccurate, outdated, biased, offensive, or otherwise unsuitable for your needs. AI output may include hallucinated facts, incorrect code, or unsuitable recommendations. You are solely responsible for evaluating and verifying all output before relying on it or acting on it.
Without limiting the foregoing:
As between you and Toasted, we own the Service, including its software, models, design, branding, and all related intellectual property rights.
You retain ownership of the inputs, prompts, files, and other content you submit to the Service ("User Content"). You grant us a worldwide, non-exclusive, royalty-free license to host, store, reproduce, modify, transmit, and otherwise process your User Content as necessary to operate, maintain, improve, and secure the Service.
If you opt in to allowing your data to be used for model training or fine-tuning, you grant us an additional non-exclusive, worldwide, royalty-free license to use your User Content for the purpose of training and improving AI models. This license is separate from the operational license above and applies only if you affirmatively opt in. You may revoke this opt-in at any time, which will apply prospectively.
To the extent permitted by applicable law, you own the output kat generates in response to your prompts, subject to any rights of third parties and the limitations described in these Terms. We make no warranty that AI-generated output is original, non-infringing, or protectable under intellectual property law.
If you provide feedback, suggestions, or ideas about the Service, you grant us an unrestricted, perpetual, irrevocable, worldwide, royalty-free license to use that feedback for any purpose without compensation or attribution.
We respect intellectual property rights. If you believe that content on the Service infringes your copyright, you may submit a notice under the Digital Millennium Copyright Act ("DMCA") to our designated agent:
DMCA Agent: legal@kat.ai
Toasted Inc.
Your notice must include: (a) identification of the copyrighted work; (b) identification of the allegedly infringing material and its location; (c) your contact information; (d) a statement that you have a good-faith belief that the use is not authorized; (e) a statement, under penalty of perjury, that your notice is accurate and that you are the copyright owner or authorized to act on behalf of one; and (f) your physical or electronic signature.
If you receive a DMCA takedown notice and believe it was sent in error, you may submit a counter-notice with the information required under 17 U.S.C. § 512(g).
You may request an export of your personal data, conversation history, and memory entries in a structured, machine-readable format. We will fulfill export requests within 30 days of receiving a verified request. To request an export, contact legal@kat.ai.
We may suspend or terminate your access to the Service at any time, with or without notice, if we believe you have violated these Terms, created risk for us or others, or if we discontinue the Service. You may stop using the Service and delete your account at any time.
Upon account deletion:
THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULLEST EXTENT PERMITTED BY LAW, TOASTED INC. DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS. WE DO NOT WARRANT THE ACCURACY, RELIABILITY, OR COMPLETENESS OF ANY AI-GENERATED OUTPUT, AUTONOMOUS ACTIONS, OR DATA RETRIEVED THROUGH CONNECTED INTEGRATIONS.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, TOASTED INC. AND ITS AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, SUPPLIERS, AND LICENSORS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUES, GOODWILL, DATA, OR BUSINESS OPPORTUNITIES ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE, INCLUDING DAMAGES ARISING FROM AUTONOMOUS AGENT ACTIONS, AI-GENERATED OUTPUT, OR CONNECTED INTEGRATIONS.
OUR TOTAL AGGREGATE LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF: (A) ONE HUNDRED U.S. DOLLARS (USD $100), OR (B) THE TOTAL AMOUNT YOU PAID TO TOASTED FOR THE SERVICE IN THE 12 MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.
You agree to indemnify, defend, and hold harmless Toasted Inc. and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of the Service; (b) your User Content; (c) actions taken by kat on your behalf, including autonomous agent actions, emails sent, transactions initiated, and calendar changes made; (d) your violation of these Terms; or (e) your violation of any applicable law or third-party right.
Except for disputes that qualify for small claims court or disputes relating to intellectual property rights, any dispute, claim, or controversy arising out of or relating to these Terms or the Service will be resolved by binding arbitration administered by JAMS under its Streamlined Arbitration Rules and Procedures. The arbitration will be conducted in Wilmington, Delaware, or at another mutually agreed location. The arbitrator's decision will be final and binding and may be entered as a judgment in any court of competent jurisdiction.
You may opt out of this arbitration provision by sending written notice to legal@kat.ai within 30 days of first accepting these Terms. Your notice must include your name, mailing address, and a clear statement that you wish to opt out of arbitration.
YOU AND TOASTED AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate more than one person's claims and may not preside over any form of representative or class proceeding.
TO THE EXTENT PERMITTED BY LAW, YOU AND TOASTED WAIVE ANY RIGHT TO A JURY TRIAL IN ANY PROCEEDING ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICE.
The Service may be subject to United States export controls and economic sanctions. You represent and warrant that you are not located in, under the control of, or a national or resident of any country subject to U.S. embargo (currently Cuba, Iran, North Korea, Syria, and the Crimea, Donetsk, and Luhansk regions of Ukraine), and that you are not on any U.S. government restricted party list. You agree to comply with all applicable export control laws and sanctions in connection with your use of the Service.
These Terms are governed by the laws of the State of Delaware, without regard to conflict of laws principles. For any disputes not subject to arbitration, you consent to the exclusive jurisdiction of the state and federal courts located in Delaware.
We may revise these Terms from time to time. If we make material changes, we will notify you by email (to the address associated with your account) or by posting a prominent notice on the Service at least 30 days before the changes take effect. Your continued use of the Service after the revised Terms become effective means you accept the updated Terms. If you do not agree with the revised Terms, you must stop using the Service.
Toasted Inc. — legal@kat.ai